How do you feel about using credit to invest in higher yielding investment vehicles, then keeping the difference in interest for yourself as profit?
People (especially Americans) comfortably buy cars that depreciate on credit, or buy houses using loans. How do you feel about using that same concept but investing the funds from your line of credit with your Forex trader, stock broker, or hedge fund for example?

Resources: http://corporatemillions.com

Answer
I feel it's fine. In fact, in college, that was one of the things a professor told us in the million dollar lecture. Borrow money and invest. However, you have to be careful that greed doesn't override good sense.

Margin played a big role in the Great Depression.

What is the best financial structure to invest money for a group of people when only 1 person makes decisions?

If there is a group of approx 25-75 people who would like to invest smallish amounts i.e. $10K to $20K each to create a pool of money, and 1 person to invest and make decisions for the group (i.e. a manager) what is the best way to do this pooling? Usually an investment club, each person votes etc so I don't know if that is the proper format. This would be similar to I suppose how a hedge fund works but not for high net worth investors, just normal people so I'd like to know the best way to organize this, with the least headache in paperwork, admin etc. I envision people being able to withdraw/invest money maybe once a quarter, and obviously everyone would invest different amounts into this 'pool' based on their interest/ability. If anyone knows of any websites that would be helpful as well, that would be appreciated. Thanks

Answer
National Association of Investment Clubs is a good place to start

http://www.better-investing.org/Public/default

I am looking to do a similar thing in the foreign currency exchange market (Forex). I would be happy to send you some more info. Send me an email pupp52@yahoo.com

I found some interesting software that I may be using
http://www.interbankfx.com/pamm_software_overview.php

Best wishes and have fun.

Paul